According to Igor Balynin, Associate Professor at the Department of Public Finance of the Financial University under the Government of the Russian Federation, the average monthly salary in Russia in 2025 is projected to be around 105-110 thousand rubles. Employees earning this amount could accumulate between 4.567 and 4.784 individual pension coefficients (IPCs) annually.
The expert clarified that if this number of pension points is accumulated each year, a pension could exceed 25.5 thousand rubles with a 25-year insurance record. With 30 years of service, the pension could be more than 28.8 thousand rubles, and with 35 years of service, it could exceed 32 thousand rubles.
Balynin emphasized that the average salary would ensure an old-age insurance pension that is 2-5% higher than the average old-age insurance pension for 25 years of service, 15-19% higher for 30 years of service, and 28-33% higher for 35 years of service.
